Credit card A has an APR of 12.5% and an annual fee of $48, while credit card B has an APR of 15.4% and no annual fee. All else being equal, which of these
equations can be used to solve for the principal, P, the amount at which the
cards offer the same deal over the course of a year? (Assume all interest is
compounded monthly.)
O A. P'(1 + 0.125/12)12 + $48.12 = P.(1 +0.154/12)12
B. P.(1 + 0.125/12)12 - $48 = P_(1 +0.154/12)12
C. P.(1 + 0.125/12)12 - $48.12 = P.(1 + 0.154/12) 12
O D. P(1 + 0.125/12) 12 + $48 = P.(1 +0.154/12)12

The advantage of administering personality tests on employees is that it will allow the employer to know the mindset and personality of the employee. this will allow the employer to at least have an idea as to how the employee works and how his attitude in the workplace. the disadvantage is that it may make the employee a little anxious as to whether he would meet the personality requirements of the employer and whether he would be able to retain the job or not. 

1) d 2) d 3) c 4) d 5) a 6) c 7) a 8) b 9) a 10) a 11) d 12) c 13) c 14) d 15) a 16) a 17) d 18) c 19) c 20) c

In the 10th grade, i was teamed up in a group of four. our project was on modern history. altho it seemed super hard for many of us. patrick fleming  took charge and showed us the understanding of this project.  his leadership showed great ethics and it taught me, personally, how to others understand, not just to show them, but explain it thoroughly. and altho he was a great teacher i would have changed a few things. one being his attitude. many times he would get frustrated and impatient with the group.  i think  a leader i would have done exactly  what he did but with much more patience and be there more to explain. such as lunch  learning. and giving everybody a chance to try to explain it in their  head.