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Business, 15.02.2021 23:50 keagank

Charter Bank of Gainesville had in its possession a note containing the following provision: "This note with interest is secured by a mortgage on real estate, of even date herewith, made by the maker hereof in favor of said payee. . . . The terms of said mortgage are by this reference made a part hereof." When the bank sued on the note, it said it was a holder of a negotiable instrument. Is this instrument negotiable? [Holly Hill Acres, Ltd. v Charter Bank of Gainesville 314 So2d 209 (Fla App)]

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