Do you follow celebrity news (People Magazine, TMZ, US Weekly, E! Television or E!Online) or gossip news sites? If you don’t, consider what you know about the paparazzi and tabloids. According to what you now know about journalistic ethics, do they follow the guidelines? Why or why not?

In a fixed-term, level-payment reverse mortgage, sometimes called a reverse annuity mortgage, or ram, a lender agrees to pay the homeowner a monthly payment, or annuity, and expects to be repaid from the homeowner’s equity when he or she sells the home or obtains other financing to pay off the ram. consider a household that owns a $150,000 home free and clear of mortgage debt. the ram lender agrees to a $100,000 ram for 10 years at 6 percent. assume payments are made annually, at the beginning of each year to the homeowner. calculate the annual payment on the ram.