This credit account carries a temporary low introductory rate (teaser rate) of%. This teaser APR applies to purchases made within the firstmonths that the account is open. After this introductory period, the APR for purchases reverts to a higher variable APR. This regular APR for purchases is calculated by% to the U. S. prime rate (assumed to be 4% in the disclosure). Therefore, if the U. S. prime rate remains at 4%, then the regular APR for purchases is%

Introductory rate is 1.99%

After first 6 months.

APR for purchase is 8.99%

Regular APR for purchases is 12.99%

Explanation:

This is required by law in U.S. for the credit card rates. The APR introductory rate for the purchases is 1.99%. This rate is then adjusted with the U.S. prime rate and it becomes 8.99% after first 6 months. The rate is then adjusted with the further 4% U.S. prime rate. The regular APR for the purchases is 12.99%.

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there's 11 people for the 1st position. then, no matter who gets it, there's only 10 left for the second, and then 9 left for the third. 11 x 10 x 9 = 990.   the answer is there are 990 different ways the positions can be filled by these applicants