You are planning for your retirement. You estimate that you will have $600,000 at the time of your retirement. Your goal is to have a $0 balance at the end of 20 years (at which point you plan on becoming a burden to society and your family). You estimate your expenses at $50,000/Year. You estimate interest on your savings at 5%/year. You estimate inflation at 3%/year. Assume interest and expense payments are made at the beginning of the year. Objectives:
Determine if $600,000 is sufficient
If not, determine what you will need
Provide all related spreadsheet models
Provide a short recommendation
State any other assumptions you feel you need to make for this exercise.

Cosmetic profits. sally is the executive vice president of big name cosmetics company. through important and material, nonpublic information, she learns that the company is soon going to purchase a smaller chain of stores. it is expected that stock in big name cosmetics will rise dramatically at that point. sally immediately buys a number of shares of her company's stock. she also tells her friend alice about the expected purchase of stores. alice wanted to purchase stock in the company but lacked the funds with which to do so. although she did not have the funds in bank a, alice decided to draw a check on bank a and deposit the check in bank b and then proceed to write a check on bank b to cover the purchase of the stock. she hoped that she would have sufficient funds to deposit before the check was presented for payment. of which of the following offenses, if any, is alice guilty of by buying stock?

In macroeconomics, to study the aggregate means to study blank

Joe pays ann to mow his lawn and ann mows vanna's lawn by mistake. vanna peers out her window and sees ann mowing, yet says nothing to ann about her mistake since vanna needs to have her lawn mowed. when ann approaches vanna for payment, vanna refuses, arguing that she never asked ann to mow her lawn. under these circumstances, ann can recover payment from vanna under: