Match the terms with the definitions from the reading. Column A
1. _ Providing a service for which you will pay later
2. _ A timeframe within which you may pay your balance in full and incur no interest charges
3. _ A legal business that makes high-interest loans based on the value of possessions pledged as collateral
4. _ A state law that sets a maximum interest rate that may be charged for loans
5. _ An organization that makes high-risk consumer loans
6. _ The cost of credit expressed as a yearly percentage
7. _ An unlicensed lender who charges illegally high interest rates
8. _ A loan for a specific amount that must be repaid in full by a specified due date

Column B
a. Closed-end credit
b. Usury law
c. Loan shark
d. Service credit
e. Finance company
f. Annual percentage rate (APR)
g. Grace period
h. Pawnbroker/pawnshop

The systems analysis phase includes three activities – requirements modeling, data and process modeling, and consideration of development strategies. choose two of these activities, explain their differences, and discuss how they are used to accomplish the main objective which is to understand the proposed project.

Suppose the marginal damage and marginal benefit curves in a polluted neighborhood are md = p/3 and mb = 4 – p. also, suppose that transactions costs are low, so that the consumers and the firm can bargain. we saw that in this case, the socially-optimal level of pollution is achieved. start by computing the socially-optimal p. then, for each of the following cases, compute the amount of money transferred through the bargaining process, and indicate who pays whom (i.e., whether consumers pay the firm, or vice versa). also, compute the gains to each party relative to the status quo (i.e., the starting point of the bargaining process).a)consumers have the right to clean air; firm is dominant in the bargaining process.b)consumers have the right to clean air; consumers are dominant in the bargaining process.c)firm has the right to pollute; firm is dominant in the bargaining process.d)firm has the right to pollute; consumers are dominant in the bargaining proces

Which of the following statements is true regarding the reporting of outside interests and the management of conflicts? investigators are responsible for developing their own management plans for significant financial interests. the institution must report identified financial conflicts of interest to the u.s. office of research integrity. investigators must disclose their significant financial interests related to their institutional responsibilities and not just those related to a particular project. investigators must disclose all of their financial interests regardless of whether they are related to a research project.