Identify the opportunity below that could enable an employee to commit fraud. Group of answer choices An employee's spouse loses her job. The company does not have a clear policies and procedures for the employee to follow. The employee is experiencing financial hardship. An employee is upset that he was passed over for a promotion.

The employee is experiencing financial hardship.

Explanation:

Fraud is best understood by the Fraud Triangle: pressure, opportunity and tone. Therefore for fraud to occur there must be pressure felt by employee for lack of funds, where opportunity to commit fraud exists and when the company's tone provides the means to justify employee's fraudulent behaviour.  

In the given question, where an employee's spouse loses her job there is neither any opportunity nor tone of the company to commit fraud.

For the issue where company does not have a clear policies and procedures for the employee to follow, there is tone of the company to commit fraud but there is no pressure nor any opportunity to commit fraud.

The employee is experiencing financial hardship, this is a possible opportunity to commit fraud. As there is pressure and opportunity for the employee to go through it.

In the final option, the fact of being upset does creates a reason for fraud but due to lack of any financial pressure the fraud would not occur.

it was decent, could have been a little better.. how bout you lol.