What questions should people ask themselves when deciding if they are a leader?

Do you lead for a cause or for self-gain?

Even though it is important to have ambition, a good leader dedicates their energy for a cause, then for a team, and finally to make themselves happy, if at all. 

Being a leader comes with power, but that isn't the only defining characteristic. If you take on something wanting only self-gain, it will be evident in its outcome and be reflected on your team.

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

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