What is consumer demand? carlos approaches a bank for home loan. he is denied the loan when the verification of his credit history through his credit report reveals he has defaulted in the payment of a car loan. carlos realizes that the information provided by the credit bureau is erroneous. which law allows for action to be taken in case of errors in his credit report?

a) fair debt collection practices act
b) fair credit billing act
c) fair credit reporting act
d) credit card accountability, responsibility and disclosure act

Magic realm, inc., has developed a new fantasy board game. the company sold 15,000 games last year at a selling price of $20 per game. fixed expenses associated with the game total $182,000 per year, and variable expenses are $6 per game. production of the game is entrusted to a printing contractor. variable expenses consist mostly of payments to this contractor.required: 1-a. prepare a contribution format income statement for the game last year.1-b. compute the degree of operating leverage.2. management is confident that the company can sell 58,880 games next year (an increase of 12,880 games, or 28%, over last year). given this assumption: a. what is the expected percentage increase in net operating income for next year? b. what is the expected amount of net operating income for next year? (do not prepare an income statement; use the degree of operating leverage to compute your answer.)