John would like to contact several trade association but he's not sure where to look for information. what is the most efficient way for john to find information he wants

If John wants to find information on many saveral trade associations and find their contact info, he should look them up by a search on the internet. If he searches for information on the internet, he is likely to find a wide selection at a quicker rate than looking through a newpaper or phone book to find the information. Not only will this be quicker, but if he goes down the list he can mark off each as he contacts them.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.