When an insurance company sends a policy to the insured with an attached application, the element that makes the application part of the contract between the insured and the insurer is called the?

The answer to this question is the Entire Contract Provision. An Entire contract provision is where the application form and the life insurance policy is a part of the contract. In this contract, only the riders, endorsements, or amendments can be changed which will be signed by the executive officer of the insurance company.

It is the Entire Contract provision. A standard insurance contract arrangement that constrains the assertion between the guaranteed and the safety net provider to the arrangements contained in the agreement. The provision capacities fundamentally for the assurance of the protected. 
In life insurance, the whole contract is simply the strategy and the application for protection. No change is substantial unless a support is joined to the approach. No operator can change any of the arrangement arrangements.

Value chain analysis and benchmarking.