Employer-provided private health insurance: Group of answer choices provides a small percentage of health care spending in the United States. is unique to the United States and not typically found in other countries. is the most common form of health care provision in industrialized countries. substantially reduces the cost of health care provision relative to national health insurance schemes.

Gwen, a manager at exude apparels inc., received a message from a customer requesting a replacement for a purchased pair of shoes. exude apparels has a clearly stated no-return policy. gwen responded to the customer denying the request in a tactful and clear manner. despite this, the customer submitted a second request. in this scenario, which of the following is an appropriate response to the second request?