Create an activity diagram for the following description for a yoga class reservation system. A local yoga club in Memphis wants to create a system that allows people to sign up for yoga classes online ahead of time. The owner of this club describes a desired online reservation process as follows. First, a customer begins the process by searching class availability of a particular date/time. If the date/time selected is available, the customer is asked to either proceed as a guest or sign in as a member. If the customer chooses to sign in are asked to provide their username and password. Next, the system will display reservation information, and then the customer must indicate whether s/he wants to pay online in advance or in person. If the customer chooses to pay in person, the process ends. Otherwise, the customer must provide credit card information. The system then verifies the credit card information (if the payment is invalid, the process is cancelled and ends). If the payment is verified, the system generates a confirmation email to the customer.

answer; importance to people; or acceptance;

of the three mortgage options that demarco and tanya have to choose from, the balloon payment mortgage would be their best option, over adjustable payment and fixed payment plans.ultimately, the balloon payment plan would save demarco and tanya overall, in interest, would cost less monthly, and they would only have to make these payments for 8 years, opposing to 30 years for adjustable or fixed payment plans. 

overall, demarco and tanya would save $80,811 if they chose balloon payments over fixed payments, and would save $116,711 if they choose balloon payments over adjustable payments. benefits with choosing fixed payments over adjustable payments is that, in the end, the payments will still be $836.30 a month, while with adjustable payments, the initial monthly payments will be $763.38 to $1082.70 a month, ultimately leading to a more costly purchase. benefits with choosing fixed payments over balloon payments are not present. benefits in choosing adjustable payments over is that it has a lower interest rate, and starts with lower monthly payments initially. benefits in choosing adjustable payments over balloon payments include a lower interest rate, and lower initial monthly payments. benefits in choosing balloon payments over fixed payments include lower interest rates, lower overall price, lower monthly payments, takes less time to pay off, and does not require a downpayment. benefits in choosing balloon payments over adjustable payments include, lower monthly payments (when averaged), takes less time to pay off, and lower overall price.

hence, option c, balloon payments, is the best option for demarco and tanya to make this purchase, for it will save them a minimum of $80811, and a maximum of $116,711. 

after cutting wages and benefits in order to increase profit .

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