4 At age 63, Donald knows the odds of him finding a new job after being laid off are not in his favour. He therefore accepts the idea of forced retirement. However, to make it work, Donald is looking for ways to lower his expenses. He
has $250,000 in coverage, on which he pays annual premiums of $7,000. Donald has accumulated a cash surrender
value (CSV) of $120,000 over the years. He wants to keep enough insurance to cover his final expenses, but anything
beyond that he considers an extra bonus for his heirs.
Which non-forfeiture option would be the best fit in Donald's situation?

The following account balances at the beginning of january were selected from the general ledger of fresh bagel manufacturing company: work in process inventory $0 raw materials inventory $ 28 comma 100 finished goods inventory $ 40 comma 600 additional data: 1. actual manufacturing overhead for january amounted to $ 65 comma 000. 2. total direct labor cost for january was $ 63 comma 400. 3. the predetermined manufacturing overhead rate is based on direct labor cost. the budget for the year called for $ 255 comma 000 of direct labor cost and $ 382 comma 500 of manufacturing overhead costs. 4. the only job unfinished on january 31 was job no. 151, for which total direct labor charges were $ 5 comma 200 (1 comma 300 direct labor hours) and total direct material charges were $ 14 comma 400. 5. cost of direct materials placed in production during january totaled $ 123 comma 700. there were no indirect material requisitions during january. 6. january 31 balance in raw materials inventory was $ 35 comma 300. 7. finished goods inventory balance on january 31 was $ 35 comma 400. what is the cost of goods manufactured for january?

If the findings and the results are not presented properly, the research completed was a waste of time and money. true false

When used-car dealers signal the quality of a used car with a warranty, a. buyers believe the signal because the cost of a false signal is high b. it is not rational to believe the signal because some used-car dealers are crooked c. the demand for lemons is eliminated d. the price of a lemon rises above the price of a good used car because warranty costs on lemons are greater than warranty costs on good used cars