The Bruin Stock Fund sells Class A shares that have a front-end load of 5.1 percent, a 12b-1 fee of 0.36 percent, and other fees of 1.12 percent. There are also Class B shares with a 5 percent CDSC that declines 1 percent per year, a 12b-1 fee of 1.65 percent, and other fees of 1.12 percent. Assume the portfolio return is 11 percent per year. 1. What is the value of $1 invested in each share class if your investment horizon is 3 years? What if your investment horizon is 20 years?