Rachel Wills is a high net worth investor who has different accounts for different objectives. Wills has an account for her daughter's education, an account for annual summer vacations, and an account for for annual trip to gamble in Las Vegas. Wills most likely suffers from:

Southeastern oklahoma state university's business program has the facilities and faculty to handle an enrollment of 2,000 new students per semester. however, in an effort to limit class sizes to a "reasonable" level (under 200 generally), southeastern's dean, holly lutze, placed a ceiling on enrollment of 1,600 new students. although there was ample demand for business courses last semester, conflicting schedules allowed only 1,440 new students to take business courses.the utilization rate for southeastern=%the efficiency rate for southeastern=%