Financial advisers are in demand becausea. many people lack an understanding of personal finance. b.financial matters have become so difficult that making decisions alone is impossible. c.many people are just not interested in making their own financial decisions. d.many people lack an understanding of personal finance and many people are just not interested in making their own financial decisions.

Managers at flavors, a restaurant chain, train their employees such that in the absence of employees, someone trained in the same skills can step in and do the job equally well. thus, many modules in training are extensive as they provide employees with details of the skill sets required for different jobs. in practice, this lengthy training program does the company as a well-trained and flexible workforce is at their disposal at all times. the managers at flavors use a) job rotationb) vertical enhancementc) telecommutingd) job sharinge) flextime