A state agency is contemplating giving a total of $5M in grants to several universities. These grants will be paid out in installments of $500,000 per year over a 10-year period. The grants would enable low-skilled persons to be retrained for new jobs, with a resulting benefit of $5,000 per year in increased income for each of the 1,000 persons in the regional labor force, over the next 10 years. These state grants would enable the universities to obtain a total of $1M in matching federal funds for their operations, thereby reducing by $1M the total amount of state funds which would normally be required by universities. However, the grants would require 10 persons to be added to the university staffs at an average annual salary of $20,000 each, which would have to be paid out of state funds. The current annual interest rate is 10% on funds of this type. Is the retraining program an economical investment for the state on a present worth basis? Compute both the present worth BCR and the present worth NBV

For many years, kellogg's frosted flakes, a ready-to-eat breakfast cereal, was perceived as a cereal for children. tony the tiger, a cartoon character, extolled frosted flakes, and advertisements depicted children enjoying the product with tony in competitive situations. recently, in response to declining sales of frosted flakes, the cereal maker has adopted a new series of advertisements that show adults admitting that they enjoy frosted flakes, too. kellogg's is attempting to

An employer who is considering hiring eva has asked donna, eva’s former supervisor, for a report on eva. in truth, eva’s work for donna has been only average. however, eva is donna’s friend, and donna knows that eva probably will not get the job if she says anything negative about eva, and donna knows that eva desperately needs the job. further, donna knows that if the situation were reversed, she would not want eva to mention her deficiencies. nevertheless, it has been donna’s policy to reveal the deficiencies of employees when she has been asked for references by employers, and she knows that some of eva’s faults may be bothersome to this particular employer. finally, this employer has leveled with donna in the past when donna has asked for a report on people who have worked for him. should donna reveal deficiencies in eva’s past performance? (remember to use one of the three moral theories acceptable for this test to solve this dilemma. any discussion of any personal opinion, religious perspective, or theory other than the moral theories acceptable for this test will result in a score of "0" for this question.)

Which analyst position analyzes information using mathematical models to business managers make decisions? -budget analyst -management analyst -credit analyst -operations research analyst