You put $10,000 into a traditional IRA and invest everything in a money market fund. The fund has an annual expense ratio of .05%. Your expected annual return is 4.5%, your current tax rate is 35%, and you expect your tax rate in retirement to be 25%. The long-term capital gains rate is 15% and the short-term capital gains rate is 35%. What is the after-tax future value of your investment in 20 years

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i hope this i spelt things wrong i believe but this is why

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it is d i just took the test

answer(b); ; ; the quantitative or qualitative variable for which the experimenter wishes to determine how its value is affected by the explanatory variable;