You plan to purchase a house for $148,000 using a 15-year mortgage obtained from your local bank. You will make a down payment of 10 percent of the purchase price. You will not pay off the mortgage early. Assume the homeowner will remain in the house for the full term and ignore taxes in your analysis. a. Your bank offers you the following two options for payment.
Which option should you choose

Option 1: Mortgage rate of 7.75 percent and zero points.
Option 2: Mortgage rate of 7.45 percent and 3.0 points.

b. Your bank offers you the following two options for payment:

Which option should you choose?
Option 1: Mortgage rate of 8.25 percent and 1 point.
Option 2: Mortgage rate of 8 percent and 1.5 points.

a manufacturer of printed circuit boards uses exponential smoothing with trend to forecast monthly demand of its product. at the end of december, the company wishes to forecast sales for january. the estimate of trend through november has been 200 additional boards sold per month. average sales have been around 1000 units per month. the demand for december was 1100 units. the company uses α = 0.20 and β = 0.10. make a forecast including trend for the month of january.

answer; offer in store wine and beer samples;

muslims control the north africa during the period of 1500 up

to 1800. they made a barrier to prevent further european exploration from

entering the africa from the north. however, the dutch ware still able to move

toward the interior with having south africa as one of the routes leading to

the east for trading with asia.