A broker-dealer registered with the SEC for 10 years would be required to have on file A) copies of bank statements and canceled checks for the past seven years. B) its charter or articles of incorporation. C) customer order memorandums from the first three years. D) copies of all communications sent to customers since the firm started its business.

Simon, aged 10, is invited to a classmate's birthday party at an exclusive ski resort on march 15th. the day will include 4 hours of snowboarding, lunch and birthday cake. simon's mother checks a box on the invitation that says "yes, we will attend" and returns it to the classmate's address. unfortunately, they later don't attend the party when simon comes down with the flu. on march 17th, simon's mother receives an invoice in the mail from simon's classmate for $35 that says, "party no-show fee." can simon's classmate collect the fee?