A company wants to decide between two leasing options for warehouse for the next 4 years. Option A will require a deposit of $40,000 (refundable after the lease period) and a payment of $4,500 to be paid at the end of each month for the next 47 months. Option B has no down payment and requires a payment of $5,000 at the beginning of each month for the next 48 months. Use an interest rate of 9% per year. Find the net present value of the total cost of each option.