Shakira has a balance of $202. 86 in her checking account on Saturday morning. She uses her debit card to pay her cell phone bill of $80. 73 over the phone. She then picks up her dry cleaning, dog food at the pet store and groceries for debits of $16. 89, $35. 24, and $113. 92. Shakira’s bank uses a balance system of deducting highest transactions first. The bank will not return amounts up to a total of $50 in overdrafts, but they do charge a fee for each overdraft. How many overdraft fees will Shakira incur? a. 1 b. 2 c. 3 d. 4.