Contingency factors that can influence the success of a total quality management (TQM) program in a positive way include all of the following except: a. participation and teamwork are used to tackle significant problems. b. managers wait for big, dramatic innovations. c. TQM serves to enrich jobs and motivate employees. d. problem-solving skills are improved for all employees. e. tasks make great skill demands on employees.

month 1 start amount =$3287.90 interest=(3287.90x0.0145/12)3.97 total to pay=$3291.81 paid =$1200 balance =$2,091.87

month 2 starting amount= $2,091.87 interest =$25.28 total to pay =$2117.15 paid =$1200 balance $917.15

month 3 starting amount =$917.15 interest =$11.08 total to pay =$928.23 paid =$928.23 balance =$0 total to pay 1200+1200+928.23 = $3328.23 it will take 3 months to pay a total of $3328.23

answer///supply is elastic, and demand is inelastic;