Business, 27.07.2019 16:30 Dariana123

1. what are some considerations in choosing a financial institution? which one do you think would be the most important consideration for you in choosing a financial institution? 2. what are the pros and cons of u. s. savings bonds? 3. what are some of the problems that individuals might face if they use one of the "problematic" financial institutions? 4. what are some of the consumer protections available? what can individuals do to protect themselves? 5. what are some of the advantages and disadvantages of choosing a federally-insured account?

Answers: 1

Show answers

Answers

1. In choosing a financial institution you must consider how frequently the bank responds, how long they operate on the weekends, the notary services they are offering, the loans you can get and their financial strength among others. The most important factor to consider would be the institution's financial strength since you must only put your trust in institutions with high strength.

2. One good thing about the U.S. savings bonds is their security and the fact that the investments that you will make in these bonds will not cost you any form of state or local taxes. Cons would include its complexity though as it can get hard for you to identify when the bonds will mature, their interest rates, when to know how to cash them, and their current value.

3. If you put your trust in the so-called "problematic" financial institutions, you are basically gambling your money away. First of all, as mentioned earlier, you must only put your trust in banks with a healthy financial strength since problematic ones will be unreliable and unsafe. Trusting them can lead to your money being stolen or you can also be bombarded with additional fees.

4. The state and local government have laws that will protect the consumer from unfair practices or frauds. As an individual, you can add more security to protect yourself and your money. This protection includes setting up alerts on your bank account, adding a two-step verification on your emails so no one can access it easily, as well as avoiding calling lists.

5. One major advantage is that the Federal Deposit Insurance Corporation has a $100,000 guarantee per institution so your investment won't be totally gone during unfortunate circumstances. The disadvantage, on the other hand, is that the interest rates on federally-insured accounts are below the inflation rate so you can expect a decrease in the value of your money over time.

Answer from: jahnoibenjamin

Financial institutions provide financial relates services to investors.

1. The individual must take into account various factors while selecting the financial institutions that are fund security, financial position, interest rates, the process of depositing money, balance availability, and branch proximity. Therefore, the most essential factor here would be the financial position and fund security feature of the institution as it would help gain the confidence of the public in the institution.

2. The US saving bonds are most advantageous in terms of their low-risk feature. Thus, investors get back up from the government in case of any financial crises. However, these bonds provide low returns on investments as well as not every investor is eligible to get a tax advantage from it.

3. The individuals would encounter many negative consequences when they get involved with problematic financial institutions. The first disadvantage would be the high risk to the investors' funds. These institutions do not guarantee fund security to the public. Thus, they might end up investors paying a higher tax than normal market rates.

4. There are many consumer protection rights and schemes provided to customers in the market. These protections include safeguarding from unethical and fraudulent activities, privacy rights, protection of funds. and others. The individuals must always reach all the investment-related policies and documents. They must secure their accounts with strong passwords, and avoid spam emails or messages.

5. The federally insured account insures the money in the institution through the federal government. However, it provides a lower rate of interest that could decrease the value of the investment.

Learn more about financial institutions here:

Answer from: Quest

send the charted data

Answer from: Quest

answerthere are 5 cte courses that you take;

Another question on Business

Business, 21.06.2019 22:50

The leading producer of cell phone backup batteries, jumpstart, has achieved great success because they produce high-quality battery backups that are not too expensive. even so, another company that produces lower-quality batteries at the same price has also achieved some success, but not as much as jumpstart. also, in general, the price of backup batteries has declined because of economies of scale and learning. in addition, jumpstart has added complementary assets, such as a carrying case. considering all of these factors, the backup battery industry is most likely in the introduction stage. growth stage. shakeout stage. maturity stage.

Answers: 2

Answer

Business, 22.06.2019 06:20

About time delivery co. incurred the following costs related to trucks and vans used in operating its delivery service: classify each of the costs as a capital expenditure or a revenue expenditure. 1. changed the oil and greased the joints of all the trucks and vans. 2. changed the radiator fluid on a truck that had been in service for the past four years. 3. installed a hydraulic lift to a van. 4. installed security systems on four of the newer trucks. 5. overhaul the engine on one of the trucks purchased three years ago. 6. rebuilt the transmission on one of the vans that had been driven 40,000 miles. the van was no longer under warranty. 7. removed a two-way radio from one of the trucks and installed a new radio with a greater range of communication. 8. repaired a flat tire on one of the vans. 9. replaced a truck's suspension system with a new suspension system that allows for the delivery of heavier loads. 10. tinted the back and side windows of one of the vans to discourage theft of contents.

Answers: 1

Answer

Business, 22.06.2019 08:40

Exercise 18-15 sheffield appliance center is an experienced home appliance dealer. sheffield appliance center also offers a number of services for the home appliances that it sells. assume that sheffield appliance center sells ovens on a standalone basis. sheffield appliance center also sells installation services and maintenance services for ovens. however, sheffield appliance center does not offer installation or maintenance services to customers who buy ovens from other vendors. pricing for ovens is as follows. oven only $790 oven with installation service 850 oven with maintenance services 970 oven with installation and maintenance services 990 in each instance in which maintenance services are provided, the maintenance service is separately priced within the arrangement at $180. additionally, the incremental amount charged by sheffield appliance center for installation approximates the amount charged by independent third parties. ovens are sold subject to a general right of return. if a customer purchases an oven with installation and/or maintenance services, in the event sheffield appliance center does not complete the service satisfactorily, the customer is only entitled to a refund of the portion of the fee that exceeds $790. assume that a customer purchases an oven with both installation and maintenance services for $990. (b) indicate the amount of revenue that should be allocated to the oven, the installation, and to the maintenance contract.

Answers: 3

Answer

Business, 22.06.2019 11:00

If the guide wprds on the page are "crochet " and "crossbones", which words would not be on the page. criticize, crocodile,croquet,crouch,crocus.

Answers: 1

Answer

You know the right answer?

1. what are some considerations in choosing a financial institution? which one do you think would b...

Questions