Which statement best describes disability insurance? it pays for doctor visits and preventive medical care. it replaces lost income and covers medical expenses. it provides benefits to loved ones after someone’s death. it protects property against theft, accidents, or damages.

The correct answer is B. It replaces lost income and covers medical expenses.

Disability insurance is termed as type of insurance whereby a person who is unable to work because of disability is being provided with an income.

It is done for a period of three to six months. For one to qualify for disability insurance, should have worked in the places where the jobs are being covered by social security.

Also a person should have medical condition where all social security requirement are met.

Conditions which offer disability insurance include respiratory illnesses, cardiovascular condition, musculoskeletal problems, and speeches and senses issues.

the answer would be voluntary exchange -

"the act of buyers and sellers freely and willingly engaging in market transactions. moreover, transactions are made in such a way that both the buyer and the seller are better off after the exchange than before it occurred."

hope this : )

-shy