Adriver stops for gas and their smartphone buzzes with a text offering a free coffee inside the gas station. what does mobile provide advertisers that enables them to offer this to customers?

It provides context

Explanation: Since the ad is shown on the mobile phone, the advertisers are able to determine the time, location and proximity. The advertiser has opted for location targeting and once a person is within that designated area that the advertiser is targeting, that person will be able to see the ad.

This enables the ad to be shown to relevant people, whom would be more likely to avail the offer.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.