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The allowed banks, investment firms, and insurance companies to consolidate. it also introduced some consumer protections, such as requiring creditagencies to provide consumers with one free credit report per year.

a. sarbanes-oxley act(sox)
b. gramm-leach-bliley act (glba)
c. 21 cfr part 11
d. homeland security
e. presidential directive 12 (hspd 12)

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