Which of the following is not true if you default on a student loan?

b. xor is the correct answer

answerstandard;

cyberstalking on the internet means to harass or stalk someone, a group, or an organization. this may include defamation, slander, and false accusations. in many jurisdictions, cyberstalking is a criminal offense. 

on the other hand, cyberbullying focuses more on intimidating, threatening or harassing someone. harmful bullying include posting threats, rumors, and sexual remarks.