Paul thought about a career in entrepreneurship, but he has become aware of the long hours and stressful situations which would likely be involved. Because he feels the need to be available to his family, he is reconsidering. This is an example of Paul taking which factor into consideration?

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?