Why do people argue that the world bank does more harm than good in their project?

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Some people as politicians and ex-World Bank officials say that it is an ingenious invention that makes more dependent and vulnerable countries in need, since the loans they grant are accompanied by a series of reforms that lead to the privatization of services to profit, which ends up enriching the most developed countries. In some cases, it appears to be a generous institution when in reality it seeks to perpetuate indebtedness and relationships. In the last 10 years, close to 3 million people counted among the poorest in the world have been forced to abandon their lands, homes and work for projects financed by the World Bank.

to me i think class room sitting education is better. i do online school and i have not learned a think haha. when i sit in the classroom i just sit there and kind of pay attention but still i get so far ahead in the class when im doing online i have nothing else better to do but play video games and i sit in school and learn and have friends and just actually learn. when i'm doing online i sit here listing to music and get on and and look up the answers i guess that is my fault for being a cheater. but to be honest i think sitting in the classroom is better.