Paraphrase this :

banks and credit unions are both financial institutions that offer products and services — such as checking accounts and loans — to you manage your money. but while banks are for-profit institutions anyone can do business with, a credit union is a nonprofit that only offers services and products to its member-owners.

What makes this part of the anecdote about elisa effective? when [elisa] finally walks home, after seven hours of standing at a cash register, her feet hurt. she's wiped out. it makes the reader trust the author as an authority on teenage issues. it uses emotional language to the reader experience elisa's daily challenges. it presents facts to support the long hours elisa is required to work.