Can someone please help me edit this paragraph and write a better conclusion. :))

To become an investor, a person must avoid becoming a lifestyle creep and understand the techniques used to save with little money. A lifestyle creep means “as you make more money, what once seemed like luxuries become necessities”(Goldman, “Investing 101: Investing Basics for Beginners +++). If you spend most of your money on things that are not necessities you will not have any money left over to invest. To avoid becoming a lifestyle creep, as you make more money, make sure you think about if things are necessities before buying them. In addition to not becoming a lifestyle creep, there are many techniques used to save with little money. For example, you should try using a spare change app. A spare change app will “round-up your purchases, allowing you to invest small amounts of money that you’d hardly miss.” This is very useful because the money you invest will add up other time. By using techniques to invest with little money and avoiding becoming a lifestyle creep, you can become an investor.