Which results are more likely for someone without personal finance skills? Check all that apply. larger long-term credit or loan costs less preparation for emergencies fewer utility expenses simple long-term investment strategies increased long-term challenges

Larger long-term credit or loan costs

Less preparation for emergencies

Increased long term challenges

Explanation:

It is necessary that every individual has the minimum skills in personal finance, this will help the individual to manage their finances and allocate resources efficiently and effectively.

Financial education is essential in the use of credits, loans, interest rates, reserves for possible emergencies, etc.

When someone does not have personal finance skills, they can end up in debt, paying higher interest rates and having greater difficulties in the long run.

me before you gives us insight of life meaning in unique way. it answers question about what kind of life you want and people’s struggle to be in the ideal condition of worth living. the author, jojo moyes, was intrigued by the case of daniel james who persuaded to end his life after suffering for years.

it begins with louisa clark, a girl with boring life, lose her job at the café and start to stand on her feet by applying job as a private carer of disable man. the near location and the money they offer push her to come to the castle where the interview conducted. she was doubted by camilla traynor, a mother of quadriplegic man, with her inexperience but somehow, she is fully gain employed by camilla and her husband, steven traynor.

on the other hand, will traynor, the disable man louisa take care of, is not an easy man to catch. he has sharp comments with everything she has done and seems unreachable. as time passed by, will become more open to louisa and they start to communicate better. that is until will has his sister, georgina, visited.

brainliest .

i needs a girlfriends