What are the advantages of having a dual banking system? (Select all that apply.) Federal-chartered bank examination fees are lower than state-chartered fees.
State banks are allowed to act as testing facilities for innovation and change.
Federal regulators have greater familiarity with their member banks.
It promotes competition and helps combat unfair and deceptive practices.

Dogs make wonderful pets because they us stay happy and healthy. the topic sentence is "dogs make wonderful pets." , is this correct? i keep doubting myself.

*ill give best answer brainliest*read the excerpt below and answer the question. we did not know, as yet, which was the better side, right or left, which road led to prison and which to the crematoria. still, i was happy, i was near my father. our procession continued slowly to move forward. another inmate came over to us: “satisfied? ” “yes,” someone answered. “poor devils, you are heading for the crematorium.” he seemed to be telling the truth. not far from us, flames, huge flames, were rising from a ditch. something was being burned there. a truck drew close and unloaded its hold: small children. babies! yes, i did see this, with my own eyes . . children thrown into the flames. (is it any wonder that ever since then, sleep tends to elude me? ) so that was where we were going. a little farther on, there was another, larger pit for adults. what is the conflict portrayed in this excerpt from elie wiesel’s night? select all that apply. the external conflict between the nazis and the jews the external conflict between the nazis and the allies the external conflict between wiesel and the inmate the internal conflict between wiesel’s memory of the burning bodies and his desire for peaceful sleep

Returning from vietnam, we were indeed given a parade. crowds of screaming people waving signs — not just on one road, one day. no, they were everywhere. every day. on the streets, on the television, on the radio. a hot, angry tangle of shaking fists and ugly words that threatened us like a monster with a hundred heads. our country had chewed us up and spit us out, and now we were being treated as if it were our fault. what is one way the author's use of language contributes to the tone of this passage? a. the use of figurative language creates a feeling of resentment. b. the phrase "hot, angry tangle" is used sarcastically to create irony. c. the word "parade" is used sarcastically to create a lighthearted mood. d. the parallelism draws attention to the confusion of those returning.