Suppose you need to borrow more than $5,500 during your Freshman year of college. Where do you think you can obtain that loan?

Parents, Friends, Private Loan companies, or even government financial aid programs

Explanation:

There are various ways to obtain that loan, you can obtain it through Parents, Friends, Private Loan companies, or even government financial aid programs. All of these have their pros and cons. Most likely through family and friends, you will not have to pay any interest on your loan so it may be the best option. Private Loan companies will give you the loan but may charge a heavy interest fee. Financial aid programs aren't always guaranteed and you will need to provide constant proof of your grades to continue receiving the loan.

1. read the following excerpt from franklin d. roosevelt's "fireside chat 19":

on the other side of the picture, we must learn also to know that guerilla warfare against the germans in, let us say serbia or norway, us; that a successful russian offensive against the germans us; and that british successes on land or sea in any part of the world strengthen our hands.

remember always that germany and italy, regardless of any formal declaration of war, consider themselves at war with the united states at this moment just as much as they consider themselves at war with britain or russia. and germany puts all the other republics of the americas into the same category of enemies. the people of our sister republics of this hemisphere can be honored by that fact.  

the true goal we seek is far above and beyond the ugly field of battle. when we resort to force, as now we must, we are determined that this force shall be directed toward ultimate good as well as against immediate evil. we americans are not destroyers — we are builders.

analyze the effectiveness of this excerpt. how does it function within the speech as a whole? how does the structure of the excerpt to convey the speech's purpose and key points? support your argument with evidence from the speech. (10 points)

modern day technological advancements are constantly seen throughout every aspect of life. cell phones, portable internet availability, laptop computers, ipods, mp3 players of every brand, and many other devices, are everywhere. they seem to possess unending possible detriments, but, along with such issues, technology also has positive impacts on today’s youth. in some situations, the internet and ipod prevent sociability, though in others they may be the cause of increased social activity. overall, modern technology has the capability to bring people together as well as enhance the social abilities of the today’s youth; however, if used without discretion, can also create a less interactive generation, frequently depending on technology for contentment.  

the immense capabilities of the internet today are astonishing, and offer many positive opportunities for teens. primarily, the internet makes sharing information fast and simple, despite factors that in other cases would prohibit such simple distribution. according to jean-francois coget in source c, “with the internet, information can be transmitted and received with ease at any time of the day to and from any number of friends.” it is possible to send videos, pictures, papers, projects, and a quantity of other things with the click of a button. the transfer can happen in seconds. the amazing capability of modern day internet simplifies teenage life, by providing a way to convey knowledge. another way in which internet proves positive is by providing a way to keep in touch with friends and family worldwide, or just across town. whether it’s a friend that switched schools and is never around, or a family member in london, the internet makes it possible to email, instant message, and even video chat. such qualities of internet communication bring people together with more frequent contact, boosting sociability and relationships. in addition, the internet also has the capability to, “foster openness, self-confidence, and a greater sense of ease, and comfort in dealing with others” (source c). since it is not obligatory to reveal physical appearance or social status over the internet, it grants an opportunity to be a completely new person, who is entirely open and confident. internet chats, even with mere acquaintances, can supply a chance for socially challenged teens to experience a form of social interaction, in order to create a sense of composure. modern day internet advancements not only offer an easier way to share information, but also contribute to sociability by providing a way to communicate with distant friends and family, as well as giving socially challenged teenagers an opportunity for interaction.

likewise, another modern day technology, the ipod, may also have a positive effect on some teenagers, by presenting a different view of the world as well as uniting individuals through musical taste. in the eyes of kelly doyle-mace, in source d, “music deepens the experience of walking through the world, rather than detracting from it.” there are millions of songs out there, one to match every possible mood. sometimes, turning on just the right song can be motivational and provide a completely new outlook on a certain circumstance. in addition, lyrics are often relatable to personal life and can be significant or simply encouraging. another way in which ipods and personal musical taste is a positive effect on teens is by uniting people of different backgrounds and diversities through their music choice. lisa and johnny rocket, hosts of “ipod dj nights,” describe that one night a month they invite guests to bring their ipods to a london bar. where they can play whatever songs they choose (source d). “even more diverse than the music are the members… the ipod acts to bring people together,” lisa explains (source d). these gatherings prove that as diverse as music can be, it is also unifying. the multitudes of people attending these parties, from every race background and belief, are united through their assorted music taste. ipods have the potential to positively affect today’s youth by matching any and every mood with music, resulting in a deeper walk through life, as well as bringing people together by means of musical interest.

the alternative argument is that the internet can be a significantly negative influence on teenagers, if overused. constant internet use detracts time that could be spent with friends and family. hours wasted away typing useless messages is detrimental to personal relationships with the ones who really matter. it was discovered through a study in pittsburgh that people who use the internet most often are “spending less time talking with their families…keeping up with fewer friends” (source b). it is of no use to spend so much time talking to people over the internet, when one could just as easily walk down the stairs and spend time with family, or go to see friends instead. according to source