Who has a bigger advantage to implement new banking practices and why? federal-chartered banks because of their size and power
federal-chartered banks because of their access to a broader network
state-chartered banks because of their law-making ability
state-chartered banks because of their smaller size and proximity to their markets

Which detail belongs in paragraph 5 to support the main idea of the paragraph? a) places to receive acupuncture are increasingly easy to find all across the united states. b) not everyone is necessarily fond of acupuncture; some patients prefer other methods of physical therapy. c) even though acupuncture is a popular chinese treatment, it has grown popular around the world. d) most of the adverse effects of acupuncture that have been reported do not derive from the procedure itself but from improper application.

How does the poem's mood and tone change in each of these stages of “o captain! my captain! ” by walt whitman? (i need an answer asap )

Answer the question on the screen plzzz