Giving out points until I'm flat broke and have to grind again some have some

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Thanks for free points!

Have a nice day!!

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If your bank account looks like one of those western movies where the tumbleweed drifts by, you may have a money problem. Before you throw your hands up and accept that this is your lot in life, consider this: Spending your hard-earned money wisely isn’t for the faint of heart. In fact, more than half of Americans are struggling with this discipline, living paycheck to paycheck with no savings to speak of. That’s right. Your average American is one flat tire or one sick cat away from catastrophe. It’s time to take a hard look at the decisions that got you here, as well as the way you’re going to abandon this sinking financial ship for something better. Let’s take some time to recognize the reasons you’re broke, as well as ways to develop strong financial habits.

jim mohr

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