What new consumer spending policy led to massive consumer debt in the US during the 1920s?

Newly developed innovations like radios, phonographs, vacuum cleaners, washing machines, and refrigerators emerged on the market during this period. These new items were expensive, but consumer-purchasing innovations like store credit and installment plans made them available to a larger segment of the population.

American Consumerism increased during the Roaring Twenties due to technical advances and innovative ideas and inventions in the areas of communication, transportation and manufacturing. Americans moved from the traditional avoidance of debt to the concept by buying goods on credit installments.

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