How do the historical and cultural settings of these two stories affect the characters?
O Both T. J. and Esperanza are unkind to others
because they do not understand other characters'
cultural backgrounds.
O Both Esperanza and Cassie are facing challenges
because of their environment.
O Both Lillian Jean and Silvia are facing challenges
because of their environment.

Sloan manufacturing company is changing insurance carriers. this change will be effective january 1st. at that time, all employees will be asked to complete an eligibility form. this form will be available in the human resources department after december 15th. prior to that date, however, we will not have access to it. this upcoming change is very positive, and we are happy for the opportunity to provide insurance coverage to our employees. select the best answer the phrase "this upcoming change" refers to: a change in insurance benefits a change in insurance eligibility a change in employee benefits a change of insurance carriers