What are fees? a. The interest rate that commercial banks charge their most credit-worthy customers. c. A fixed sum charged, as by an institution or by law, for a privilege. b. The fee you pay to use a credit card calculated on outstanding balance and APR percentage. d. Different rates of interest apply to different purchases on a credit card.

c. A fixed sum charged, as by an institution or by law, for a privilege.

Explanation:

In summary, we can consider that fees are fixed amounts of money, which must be paid for any service charged by an institution or by the government through laws, which charge for services or social privileges. These fees can be applied in very different ways, the important thing is that they maintain a functional and available service, in addition to charging a price that suffers little variation.

i believe it is he has been given the drum as a joke.

1. read the following excerpt from franklin d. roosevelt's "fireside chat 19":

on the other side of the picture, we must learn also to know that guerilla warfare against the germans in, let us say serbia or norway, us; that a successful russian offensive against the germans us; and that british successes on land or sea in any part of the world strengthen our hands.

remember always that germany and italy, regardless of any formal declaration of war, consider themselves at war with the united states at this moment just as much as they consider themselves at war with britain or russia. and germany puts all the other republics of the americas into the same category of enemies. the people of our sister republics of this hemisphere can be honored by that fact.  

the true goal we seek is far above and beyond the ugly field of battle. when we resort to force, as now we must, we are determined that this force shall be directed toward ultimate good as well as against immediate evil. we americans are not destroyers — we are builders.

analyze the effectiveness of this excerpt. how does it function within the speech as a whole? how does the structure of the excerpt to convey the speech's purpose and key points? support your argument with evidence from the speech. (10 points)