15. A Fee is a charge that a credit card issuer charges a customer for accessing the cash credit line on his or her account, either through an ATM, convenience check or at a bank's teller window. A Fee is when you pay off the balances on existing cards or loans by transferring them to another credit card account .

cash advance fee: a charge that a credit card issuer charges a customer for accessing the cash credit line on his or her account, either through an ATM, convenience check or at a bank's teller window.

Balance transfer fee: when you pay off the balances on existing cards or loans by transferring them to another credit card account .

Explanation:

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the sentence that contains a restrictive clause is a.they decided to meet where the band was performing

explanation:

a restrictive clause is also known as an essential clause