Please help me which are the ones that are correct?

1. a poem that tells a story irony 2. taking on human characteristics narrative 3. a direct comparison between two things personification 4. words that are opposite the thoughts in a speaker's mind simile 5. implied comparison introduced with "as" and "like idiom 6. one's own manner of speaking metaphor

Who is ¨ the guilty party¨ at the end of the text, and how do his actions contribute to the storys theme?

People who are frugal do well financially because they don’t