Which passage uses the most effective signal phrase? a. "Time is money." This was said by Benjamin Franklin in 1735.

b. Many people have said that "time is money," but it was Benjamin Franklin who introduced the phrase, in a pamphlet entitled Advice to a Young Tradesman that was first published in 1735.

c. According to one famous statesman, "Time is money" (Franklin, 1735).

d. "Time is money," Benjamin Franklin said once. He was a printer, patriot, and diplomat, who lived an extraordinarily long and eventful life.