If a bank has a reserve ratio of 8 percent, then a.
Government regulation requires the bank to use at least 8 percent of its deposits to make loans.
b.
the bank’s ratio of loans to deposits is 8 percent.
c.
The bank keeps 8 percent of its deposits as reserves and loans out the rest.
d.
the bank keeps 8 percent of its assets as reserves and loans out the rest.

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Explanation:

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explanation:

if you’re a fan of chocolate, every occasion is right for this treat. feeling down? eat some chocolate. celebrating? eat some more. want to show your valentine how special you think your sweetheart is? offer up chocolate!   people have been enjoying chocolate as a food, drink and medicine for thousands of years. the ancient maya and aztecs called chocolate kakaw and used it as medicine. they also made chocolate offerings to their gods. chocolate comes from the cacao (kuh-kow) tree, and its scientific name reflects its history. theobroma cacao translates to “cacao, food of the gods.” these days, chocolate is not just for deities. the treat has become popular around the world.