The—————(has lived /have /living) in America for 5 years

I'm a principal of a primary nepali school.(class 1 to 5) there are only 3 teachers altogether.it is very difficult to teach them effectively.so one private institute asked me to write an application for 2 teachers with school minutes.i have no idea about it: 1. how to write school minutes and 2. how to write an application for the post of 2 teachers. me kindly.

Which statement is most clearly objective?

Demarco and tanya have received information about three separate mortgage offers. in two or three paragraphs, describe your recommendation for the best financial choice in their situation. evaluate each of the three offers, compare and contrast their effectiveness, and explain the offer that works best. as you explain your answer, support it using reasons and evidence from the calculations you made based on the information provided in this guide for analyzing mortgage options.