Deshawn is 38 years old and is married with 3 children, ages 2, 4, and 6. he makes $45,000 a year and is planning to retire when he turns 60. from the following three options, deshawn decides to buy the $900,000 20 year term policy. given deshawn’s scenario, assess whether deshawn made a wise decision.

In this situation,  DeShawn’s current policy will cover his family for an adequate period of time at his current salary.
The most commonly bought polcies usually ranging between 10 years - 20 years coverage. With deshawn salaries (even without factoring potential increases in waages in the future), the currnt policies should be enough for Deshawn family because he well started to receive pension compensation 2 years after the policy is expired.