The recent housing bubble was created by banks extending high-risk loans to people with a weak financial foundation. this would be categorized as a: a. claim of cause and effect. b. claim of value. c. claim of policy. d. claim of fact.

Which of the following statements is most accurate? a. effective communication skills are not as important as technical skills. b. good communication skills can you in the classroom, on the job, and in your personal life. c. communicating effectively is not related to job success. d. learning to communicate effectively cannot be taught because communication skills are inborn.