What do banks do for the community?

 googles Community Banks Build Communities. Community banks are an integral part of Main Street; they reinvest local dollars back into the community and help create local jobs. Their relationship banking philosophy is ingrained in the way they conduct business, one loan—one customer—at a time
mine: nothing helpful! :P

hope this helps have a gud day!

Banks help people and the community.

Water flows along the east coast and across the western tropical pacific towards south america, while they both are directed towards that way,  el niño does not directly affect the southern flow of water along the coast. 

Answer volcanic outgassing;