Through the successful study of personal finance, an individual will be better prepared to calculate financial risks able to spend available assets. O faced with long-term challenges more likely to avoid high opportunity costs ​

Tides are caused by a differences in the gravitational force of the sun at different points on earth. differences in the gravitational force of the moon at different points on earth differences in earth’s gravitational field strength at different points on earth’s surfac fluctuations in the gravitational attraction between earth and the moon.